LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,848
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,149
−HK$1,323/mo
Today · 4.125%
HK$44,472
baseline
▲ 0.50% · 4.625%
HK$47,178
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,944/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,555
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,804
−HK$1,266/mo
Today · 4.125%
HK$49,070
baseline
▲ 0.50% · 4.625%
HK$51,657
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,140/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,587/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,614
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,866
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,365
−HK$1,520/mo
Today · 4.125%
HK$58,885
baseline
▲ 0.50% · 4.625%
HK$61,988
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,770/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,587
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,409
−HK$1,852/mo
Today · 4.125%
HK$62,261
baseline
▲ 0.50% · 4.625%
HK$66,049
+HK$3,788/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,522/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,177
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,925
−HK$1,774/mo
Today · 4.125%
HK$68,699
baseline
▲ 0.50% · 4.625%
HK$72,320
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,398/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,326
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,669
−HK$2,381/mo
Today · 4.125%
HK$80,050
baseline
▲ 0.50% · 4.625%
HK$84,920
+HK$4,870/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,100/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,799
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,047
−HK$2,280/mo
Today · 4.125%
HK$88,327
baseline
▲ 0.50% · 4.625%
HK$92,983
+HK$4,656/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,654/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,208 · Scale 2, in force from 26 Feb 2026)