LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,850
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,151
−HK$1,323/mo
Today · 4.125%
HK$44,474
baseline
▲ 0.50% · 4.625%
HK$47,180
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,948/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,557
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,806
−HK$1,267/mo
Today · 4.125%
HK$49,073
baseline
▲ 0.50% · 4.625%
HK$51,659
+HK$2,586/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,146/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,219
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,782
−HK$1,587/mo
Today · 4.125%
HK$53,369
baseline
▲ 0.50% · 4.625%
HK$56,616
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,738/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,869
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,367
−HK$1,520/mo
Today · 4.125%
HK$58,887
baseline
▲ 0.50% · 4.625%
HK$61,991
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,774/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,589
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,412
−HK$1,851/mo
Today · 4.125%
HK$62,263
baseline
▲ 0.50% · 4.625%
HK$66,052
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,526/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,180
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,928
−HK$1,774/mo
Today · 4.125%
HK$68,702
baseline
▲ 0.50% · 4.625%
HK$72,323
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,404/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,329
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,672
−HK$2,381/mo
Today · 4.125%
HK$80,053
baseline
▲ 0.50% · 4.625%
HK$84,924
+HK$4,871/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,106/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,803
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,051
−HK$2,280/mo
Today · 4.125%
HK$88,331
baseline
▲ 0.50% · 4.625%
HK$92,987
+HK$4,656/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,662/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,239 · Scale 2, in force from 26 Feb 2026)