LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,851
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,152
−HK$1,323/mo
Today · 4.125%
HK$44,475
baseline
▲ 0.50% · 4.625%
HK$47,181
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,950/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,558
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,807
−HK$1,267/mo
Today · 4.125%
HK$49,074
baseline
▲ 0.50% · 4.625%
HK$51,660
+HK$2,586/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,148/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,221
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,783
−HK$1,587/mo
Today · 4.125%
HK$53,370
baseline
▲ 0.50% · 4.625%
HK$56,617
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,740/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,870
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,368
−HK$1,520/mo
Today · 4.125%
HK$58,888
baseline
▲ 0.50% · 4.625%
HK$61,993
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,776/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,591
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,413
−HK$1,852/mo
Today · 4.125%
HK$62,265
baseline
▲ 0.50% · 4.625%
HK$66,054
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,530/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,182
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$1,773/mo
Today · 4.125%
HK$68,703
baseline
▲ 0.50% · 4.625%
HK$72,325
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,406/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,331
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,674
−HK$2,381/mo
Today · 4.125%
HK$80,055
baseline
▲ 0.50% · 4.625%
HK$84,926
+HK$4,871/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,110/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,805
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,053
−HK$2,280/mo
Today · 4.125%
HK$88,333
baseline
▲ 0.50% · 4.625%
HK$92,989
+HK$4,656/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,666/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,254 · Scale 2, in force from 26 Feb 2026)