LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,856
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,158
−HK$1,323/mo
Today · 4.125%
HK$44,481
baseline
▲ 0.50% · 4.625%
HK$47,187
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,962/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,564
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,813
−HK$1,267/mo
Today · 4.125%
HK$49,080
baseline
▲ 0.50% · 4.625%
HK$51,667
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,160/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,227
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,790
−HK$1,587/mo
Today · 4.125%
HK$53,377
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,754/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,376
−HK$1,520/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,001
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,599
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,421
−HK$1,852/mo
Today · 4.125%
HK$62,273
baseline
▲ 0.50% · 4.625%
HK$66,062
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,546/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,190
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,939
−HK$1,773/mo
Today · 4.125%
HK$68,712
baseline
▲ 0.50% · 4.625%
HK$72,334
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,424/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,341
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,684
−HK$2,381/mo
Today · 4.125%
HK$80,065
baseline
▲ 0.50% · 4.625%
HK$84,937
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,130/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,816
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,064
−HK$2,280/mo
Today · 4.125%
HK$88,344
baseline
▲ 0.50% · 4.625%
HK$93,001
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,688/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,345 · Scale 2, in force from 26 Feb 2026)