LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,857
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,159
−HK$1,323/mo
Today · 4.125%
HK$44,482
baseline
▲ 0.50% · 4.625%
HK$47,189
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,964/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,566
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,815
−HK$1,266/mo
Today · 4.125%
HK$49,081
baseline
▲ 0.50% · 4.625%
HK$51,669
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,162/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,229
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,791
−HK$1,587/mo
Today · 4.125%
HK$53,378
baseline
▲ 0.50% · 4.625%
HK$56,626
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,756/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,377
−HK$1,521/mo
Today · 4.125%
HK$58,898
baseline
▲ 0.50% · 4.625%
HK$62,002
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,796/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,600
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,423
−HK$1,852/mo
Today · 4.125%
HK$62,275
baseline
▲ 0.50% · 4.625%
HK$66,064
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,550/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,192
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,940
−HK$1,774/mo
Today · 4.125%
HK$68,714
baseline
▲ 0.50% · 4.625%
HK$72,336
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,428/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,343
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,686
−HK$2,382/mo
Today · 4.125%
HK$80,068
baseline
▲ 0.50% · 4.625%
HK$84,939
+HK$4,871/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,136/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,818
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,066
−HK$2,281/mo
Today · 4.125%
HK$88,347
baseline
▲ 0.50% · 4.625%
HK$93,004
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,694/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,363 · Scale 2, in force from 26 Feb 2026)