LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,858
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,160
−HK$1,323/mo
Today · 4.125%
HK$44,483
baseline
▲ 0.50% · 4.625%
HK$47,189
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,966/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,566
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,815
−HK$1,267/mo
Today · 4.125%
HK$49,082
baseline
▲ 0.50% · 4.625%
HK$51,669
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,164/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,229
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,792
−HK$1,587/mo
Today · 4.125%
HK$53,379
baseline
▲ 0.50% · 4.625%
HK$56,627
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,758/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,880
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,521/mo
Today · 4.125%
HK$58,899
baseline
▲ 0.50% · 4.625%
HK$62,003
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,798/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,601
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,424
−HK$1,852/mo
Today · 4.125%
HK$62,276
baseline
▲ 0.50% · 4.625%
HK$66,065
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,552/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,193
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,941
−HK$1,774/mo
Today · 4.125%
HK$68,715
baseline
▲ 0.50% · 4.625%
HK$72,337
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,430/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,344
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,688
−HK$2,381/mo
Today · 4.125%
HK$80,069
baseline
▲ 0.50% · 4.625%
HK$84,941
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,138/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,819
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,067
−HK$2,281/mo
Today · 4.125%
HK$88,348
baseline
▲ 0.50% · 4.625%
HK$93,005
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,696/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,373 · Scale 2, in force from 26 Feb 2026)