LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,858
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,322/mo
Today · 4.125%
HK$44,483
baseline
▲ 0.50% · 4.625%
HK$47,190
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,966/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,567
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,816
−HK$1,267/mo
Today · 4.125%
HK$49,083
baseline
▲ 0.50% · 4.625%
HK$51,670
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,166/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,230
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,587/mo
Today · 4.125%
HK$53,380
baseline
▲ 0.50% · 4.625%
HK$56,628
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,760/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,881
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,379
−HK$1,521/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,004
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,800/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,602
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,852/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$66,066
+HK$3,789/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,194
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,942
−HK$1,774/mo
Today · 4.125%
HK$68,716
baseline
▲ 0.50% · 4.625%
HK$72,338
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,432/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,345
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,689
−HK$2,381/mo
Today · 4.125%
HK$80,070
baseline
▲ 0.50% · 4.625%
HK$84,942
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,140/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,821
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,069
−HK$2,280/mo
Today · 4.125%
HK$88,349
baseline
▲ 0.50% · 4.625%
HK$93,006
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,698/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,385 · Scale 2, in force from 26 Feb 2026)