LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,859
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,323/mo
Today · 4.125%
HK$44,484
baseline
▲ 0.50% · 4.625%
HK$47,191
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,968/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,568
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,817
−HK$1,267/mo
Today · 4.125%
HK$49,084
baseline
▲ 0.50% · 4.625%
HK$51,671
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,168/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,231
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,588/mo
Today · 4.125%
HK$53,381
baseline
▲ 0.50% · 4.625%
HK$56,629
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,762/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,881
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,380
−HK$1,520/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,005
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,800/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,602
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,852/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$66,067
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,195
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,943
−HK$1,774/mo
Today · 4.125%
HK$68,717
baseline
▲ 0.50% · 4.625%
HK$72,339
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,434/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,346
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,690
−HK$2,381/mo
Today · 4.125%
HK$80,071
baseline
▲ 0.50% · 4.625%
HK$84,943
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,142/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,822
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,070
−HK$2,280/mo
Today · 4.125%
HK$88,350
baseline
▲ 0.50% · 4.625%
HK$93,007
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,700/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,392 · Scale 2, in force from 26 Feb 2026)