LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,860
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,162
−HK$1,323/mo
Today · 4.125%
HK$44,485
baseline
▲ 0.50% · 4.625%
HK$47,192
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,970/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,569
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,818
−HK$1,267/mo
Today · 4.125%
HK$49,085
baseline
▲ 0.50% · 4.625%
HK$51,672
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,170/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,232
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,587/mo
Today · 4.125%
HK$53,382
baseline
▲ 0.50% · 4.625%
HK$56,630
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,764/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,883
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,381
−HK$1,521/mo
Today · 4.125%
HK$58,902
baseline
▲ 0.50% · 4.625%
HK$62,007
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,804/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,604
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,427
−HK$1,852/mo
Today · 4.125%
HK$62,279
baseline
▲ 0.50% · 4.625%
HK$66,069
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,558/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,196
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,945
−HK$1,774/mo
Today · 4.125%
HK$68,719
baseline
▲ 0.50% · 4.625%
HK$72,341
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,438/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,348
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,692
−HK$2,381/mo
Today · 4.125%
HK$80,073
baseline
▲ 0.50% · 4.625%
HK$84,945
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,146/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,824
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,072
−HK$2,281/mo
Today · 4.125%
HK$88,353
baseline
▲ 0.50% · 4.625%
HK$93,010
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,706/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,410 · Scale 2, in force from 26 Feb 2026)