LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,861
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,163
−HK$1,323/mo
Today · 4.125%
HK$44,486
baseline
▲ 0.50% · 4.625%
HK$47,193
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,972/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,570
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,819
−HK$1,267/mo
Today · 4.125%
HK$49,086
baseline
▲ 0.50% · 4.625%
HK$51,673
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,172/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,233
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,588/mo
Today · 4.125%
HK$53,383
baseline
▲ 0.50% · 4.625%
HK$56,631
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,766/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,884
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,382
−HK$1,521/mo
Today · 4.125%
HK$58,903
baseline
▲ 0.50% · 4.625%
HK$62,008
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,806/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,605
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,428
−HK$1,852/mo
Today · 4.125%
HK$62,280
baseline
▲ 0.50% · 4.625%
HK$66,070
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,560/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,197
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,946
−HK$1,774/mo
Today · 4.125%
HK$68,720
baseline
▲ 0.50% · 4.625%
HK$72,342
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,440/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,349
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,693
−HK$2,381/mo
Today · 4.125%
HK$80,074
baseline
▲ 0.50% · 4.625%
HK$84,947
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,148/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,825
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,073
−HK$2,281/mo
Today · 4.125%
HK$88,354
baseline
▲ 0.50% · 4.625%
HK$93,011
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,708/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,421 · Scale 2, in force from 26 Feb 2026)