LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,862
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,164
−HK$1,323/mo
Today · 4.125%
HK$44,487
baseline
▲ 0.50% · 4.625%
HK$47,194
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,974/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,571
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,820
−HK$1,267/mo
Today · 4.125%
HK$49,087
baseline
▲ 0.50% · 4.625%
HK$51,674
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,174/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,234
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,797
−HK$1,587/mo
Today · 4.125%
HK$53,384
baseline
▲ 0.50% · 4.625%
HK$56,632
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,768/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,885
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,384
−HK$1,520/mo
Today · 4.125%
HK$58,904
baseline
▲ 0.50% · 4.625%
HK$62,009
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,808/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,606
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,429
−HK$1,852/mo
Today · 4.125%
HK$62,281
baseline
▲ 0.50% · 4.625%
HK$66,071
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,562/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,199
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,947
−HK$1,774/mo
Today · 4.125%
HK$68,721
baseline
▲ 0.50% · 4.625%
HK$72,344
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,442/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,351
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,695
−HK$2,381/mo
Today · 4.125%
HK$80,076
baseline
▲ 0.50% · 4.625%
HK$84,949
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,152/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,827
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,075
−HK$2,281/mo
Today · 4.125%
HK$88,356
baseline
▲ 0.50% · 4.625%
HK$93,013
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,712/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,437 · Scale 2, in force from 26 Feb 2026)