LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,863
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,166
−HK$1,323/mo
Today · 4.125%
HK$44,489
baseline
▲ 0.50% · 4.625%
HK$47,196
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,978/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,573
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,822
−HK$1,267/mo
Today · 4.125%
HK$49,089
baseline
▲ 0.50% · 4.625%
HK$51,676
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,178/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,236
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,587/mo
Today · 4.125%
HK$53,386
baseline
▲ 0.50% · 4.625%
HK$56,635
+HK$3,249/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,772/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,887
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,386
−HK$1,521/mo
Today · 4.125%
HK$58,907
baseline
▲ 0.50% · 4.625%
HK$62,012
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,814/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,609
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,432
−HK$1,852/mo
Today · 4.125%
HK$62,284
baseline
▲ 0.50% · 4.625%
HK$66,074
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,568/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,202
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,950
−HK$1,774/mo
Today · 4.125%
HK$68,724
baseline
▲ 0.50% · 4.625%
HK$72,347
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,448/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,354
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,698
−HK$2,382/mo
Today · 4.125%
HK$80,080
baseline
▲ 0.50% · 4.625%
HK$84,952
+HK$4,872/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,160/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,831
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,079
−HK$2,281/mo
Today · 4.125%
HK$88,360
baseline
▲ 0.50% · 4.625%
HK$93,017
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,720/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,467 · Scale 2, in force from 26 Feb 2026)