LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,864
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,166
−HK$1,323/mo
Today · 4.125%
HK$44,489
baseline
▲ 0.50% · 4.625%
HK$47,196
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,978/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,573
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,822
−HK$1,267/mo
Today · 4.125%
HK$49,089
baseline
▲ 0.50% · 4.625%
HK$51,677
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,178/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,237
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,588/mo
Today · 4.125%
HK$53,387
baseline
▲ 0.50% · 4.625%
HK$56,635
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,774/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,888
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,387
−HK$1,520/mo
Today · 4.125%
HK$58,907
baseline
▲ 0.50% · 4.625%
HK$62,012
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,814/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,609
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,433
−HK$1,852/mo
Today · 4.125%
HK$62,285
baseline
▲ 0.50% · 4.625%
HK$66,075
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,570/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,202
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,951
−HK$1,774/mo
Today · 4.125%
HK$68,725
baseline
▲ 0.50% · 4.625%
HK$72,348
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,450/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,355
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,699
−HK$2,381/mo
Today · 4.125%
HK$80,080
baseline
▲ 0.50% · 4.625%
HK$84,953
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,160/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,832
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,080
−HK$2,281/mo
Today · 4.125%
HK$88,361
baseline
▲ 0.50% · 4.625%
HK$93,018
+HK$4,657/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,722/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,474 · Scale 2, in force from 26 Feb 2026)