LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,865
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,167
−HK$1,323/mo
Today · 4.125%
HK$44,490
baseline
▲ 0.50% · 4.625%
HK$47,197
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,980/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,574
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,823
−HK$1,268/mo
Today · 4.125%
HK$49,091
baseline
▲ 0.50% · 4.625%
HK$51,678
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,182/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,801
−HK$1,587/mo
Today · 4.125%
HK$53,388
baseline
▲ 0.50% · 4.625%
HK$56,637
+HK$3,249/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,776/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,889
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,388
−HK$1,521/mo
Today · 4.125%
HK$58,909
baseline
▲ 0.50% · 4.625%
HK$62,014
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,818/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,611
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,434
−HK$1,852/mo
Today · 4.125%
HK$62,286
baseline
▲ 0.50% · 4.625%
HK$66,076
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,572/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,204
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,953
−HK$1,774/mo
Today · 4.125%
HK$68,727
baseline
▲ 0.50% · 4.625%
HK$72,350
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,454/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,357
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,701
−HK$2,381/mo
Today · 4.125%
HK$80,082
baseline
▲ 0.50% · 4.625%
HK$84,955
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,164/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,834
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,082
−HK$2,281/mo
Today · 4.125%
HK$88,363
baseline
▲ 0.50% · 4.625%
HK$93,021
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,726/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,491 · Scale 2, in force from 26 Feb 2026)