LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,865
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,168
−HK$1,323/mo
Today · 4.125%
HK$44,491
baseline
▲ 0.50% · 4.625%
HK$47,198
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,982/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,575
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,824
−HK$1,267/mo
Today · 4.125%
HK$49,091
baseline
▲ 0.50% · 4.625%
HK$51,679
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,182/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,801
−HK$1,588/mo
Today · 4.125%
HK$53,389
baseline
▲ 0.50% · 4.625%
HK$56,637
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,778/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,890
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,389
−HK$1,520/mo
Today · 4.125%
HK$58,909
baseline
▲ 0.50% · 4.625%
HK$62,015
+HK$3,106/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,818/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,612
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,435
−HK$1,852/mo
Today · 4.125%
HK$62,287
baseline
▲ 0.50% · 4.625%
HK$66,077
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,574/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,205
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,954
−HK$1,774/mo
Today · 4.125%
HK$68,728
baseline
▲ 0.50% · 4.625%
HK$72,350
+HK$3,622/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,456/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,358
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,702
−HK$2,381/mo
Today · 4.125%
HK$80,083
baseline
▲ 0.50% · 4.625%
HK$84,956
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,166/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,835
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,083
−HK$2,281/mo
Today · 4.125%
HK$88,364
baseline
▲ 0.50% · 4.625%
HK$93,022
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,728/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,499 · Scale 2, in force from 26 Feb 2026)