LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,867
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,323/mo
Today · 4.125%
HK$44,492
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,984/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,267/mo
Today · 4.125%
HK$49,092
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,184/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,240
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,587/mo
Today · 4.125%
HK$53,390
baseline
▲ 0.50% · 4.625%
HK$56,639
+HK$3,249/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,780/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,891
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,390
−HK$1,521/mo
Today · 4.125%
HK$58,911
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,105/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,822/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,613
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,436
−HK$1,853/mo
Today · 4.125%
HK$62,289
baseline
▲ 0.50% · 4.625%
HK$66,079
+HK$3,790/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,578/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,207
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,955
−HK$1,774/mo
Today · 4.125%
HK$68,729
baseline
▲ 0.50% · 4.625%
HK$72,352
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,458/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,360
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,704
−HK$2,382/mo
Today · 4.125%
HK$80,086
baseline
▲ 0.50% · 4.625%
HK$84,959
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,172/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,837
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,085
−HK$2,281/mo
Today · 4.125%
HK$88,366
baseline
▲ 0.50% · 4.625%
HK$93,024
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,732/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,518 · Scale 2, in force from 26 Feb 2026)