LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,869
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,171
−HK$1,324/mo
Today · 4.125%
HK$44,495
baseline
▲ 0.50% · 4.625%
HK$47,202
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,990/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,579
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,828
−HK$1,267/mo
Today · 4.125%
HK$49,095
baseline
▲ 0.50% · 4.625%
HK$51,683
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,190/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,243
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,806
−HK$1,588/mo
Today · 4.125%
HK$53,394
baseline
▲ 0.50% · 4.625%
HK$56,642
+HK$3,248/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,788/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,895
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,394
−HK$1,520/mo
Today · 4.125%
HK$58,914
baseline
▲ 0.50% · 4.625%
HK$62,020
+HK$3,106/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,828/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,617
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,440
−HK$1,852/mo
Today · 4.125%
HK$62,292
baseline
▲ 0.50% · 4.625%
HK$66,083
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,584/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,210
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,959
−HK$1,775/mo
Today · 4.125%
HK$68,734
baseline
▲ 0.50% · 4.625%
HK$72,357
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,468/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,364
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,709
−HK$2,381/mo
Today · 4.125%
HK$80,090
baseline
▲ 0.50% · 4.625%
HK$84,964
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,180/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,842
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,091
−HK$2,281/mo
Today · 4.125%
HK$88,372
baseline
▲ 0.50% · 4.625%
HK$93,030
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,744/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,559 · Scale 2, in force from 26 Feb 2026)