LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,870
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,323/mo
Today · 4.125%
HK$44,496
baseline
▲ 0.50% · 4.625%
HK$47,203
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,992/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,580
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,829
−HK$1,268/mo
Today · 4.125%
HK$49,097
baseline
▲ 0.50% · 4.625%
HK$51,685
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,194/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,244
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,807
−HK$1,588/mo
Today · 4.125%
HK$53,395
baseline
▲ 0.50% · 4.625%
HK$56,644
+HK$3,249/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,790/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,896
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,521/mo
Today · 4.125%
HK$58,916
baseline
▲ 0.50% · 4.625%
HK$62,022
+HK$3,106/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,832/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,618
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,442
−HK$1,852/mo
Today · 4.125%
HK$62,294
baseline
▲ 0.50% · 4.625%
HK$66,085
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,588/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,212
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,961
−HK$1,774/mo
Today · 4.125%
HK$68,735
baseline
▲ 0.50% · 4.625%
HK$72,359
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,470/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,366
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,711
−HK$2,381/mo
Today · 4.125%
HK$80,092
baseline
▲ 0.50% · 4.625%
HK$84,966
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,184/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,844
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,093
−HK$2,281/mo
Today · 4.125%
HK$88,374
baseline
▲ 0.50% · 4.625%
HK$93,032
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,748/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,577 · Scale 2, in force from 26 Feb 2026)