LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,871
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,173
−HK$1,323/mo
Today · 4.125%
HK$44,496
baseline
▲ 0.50% · 4.625%
HK$47,204
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,992/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,581
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,830
−HK$1,267/mo
Today · 4.125%
HK$49,097
baseline
▲ 0.50% · 4.625%
HK$51,685
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,194/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,245
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,808
−HK$1,588/mo
Today · 4.125%
HK$53,396
baseline
▲ 0.50% · 4.625%
HK$56,645
+HK$3,249/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$106,792/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,897
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,396
−HK$1,521/mo
Today · 4.125%
HK$58,917
baseline
▲ 0.50% · 4.625%
HK$62,023
+HK$3,106/mo
Deposit HK$7.34M · loan HK$11.02M · min. income ≈ HK$117,834/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,619
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,443
−HK$1,852/mo
Today · 4.125%
HK$62,295
baseline
▲ 0.50% · 4.625%
HK$66,086
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,590/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,213
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,962
−HK$1,774/mo
Today · 4.125%
HK$68,736
baseline
▲ 0.50% · 4.625%
HK$72,360
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,472/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,367
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,712
−HK$2,382/mo
Today · 4.125%
HK$80,094
baseline
▲ 0.50% · 4.625%
HK$84,967
+HK$4,873/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,188/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,846
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,094
−HK$2,281/mo
Today · 4.125%
HK$88,375
baseline
▲ 0.50% · 4.625%
HK$93,034
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,750/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,587 · Scale 2, in force from 26 Feb 2026)