LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,872
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,323/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,582
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,832
−HK$1,267/mo
Today · 4.125%
HK$49,099
baseline
▲ 0.50% · 4.625%
HK$51,687
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,198/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,246
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,809
−HK$1,588/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,646
+HK$3,249/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,899
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,398
−HK$1,521/mo
Today · 4.125%
HK$58,919
baseline
▲ 0.50% · 4.625%
HK$62,024
+HK$3,105/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,838/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,621
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,444
−HK$1,853/mo
Today · 4.125%
HK$62,297
baseline
▲ 0.50% · 4.625%
HK$66,088
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,594/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,215
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,964
−HK$1,775/mo
Today · 4.125%
HK$68,739
baseline
▲ 0.50% · 4.625%
HK$72,362
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,478/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,370
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,714
−HK$2,382/mo
Today · 4.125%
HK$80,096
baseline
▲ 0.50% · 4.625%
HK$84,970
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,192/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,848
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,097
−HK$2,281/mo
Today · 4.125%
HK$88,378
baseline
▲ 0.50% · 4.625%
HK$93,037
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,756/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,609 · Scale 2, in force from 26 Feb 2026)