LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,874
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,176
−HK$1,324/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$47,207
+HK$2,707/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,584
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,833
−HK$1,268/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$51,689
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,811
−HK$1,588/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,649
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,901
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,400
−HK$1,521/mo
Today · 4.125%
HK$58,921
baseline
▲ 0.50% · 4.625%
HK$62,027
+HK$3,106/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,842/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,623
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,852/mo
Today · 4.125%
HK$62,299
baseline
▲ 0.50% · 4.625%
HK$66,090
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,598/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,218
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,967
−HK$1,774/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,365
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,482/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,373
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,717
−HK$2,382/mo
Today · 4.125%
HK$80,099
baseline
▲ 0.50% · 4.625%
HK$84,973
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,198/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,851
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,100
−HK$2,282/mo
Today · 4.125%
HK$88,382
baseline
▲ 0.50% · 4.625%
HK$93,040
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,764/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,636 · Scale 2, in force from 26 Feb 2026)