LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,874
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,177
−HK$1,323/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,585
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,267/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$51,690
+HK$2,589/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,249
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,812
−HK$1,588/mo
Today · 4.125%
HK$53,400
baseline
▲ 0.50% · 4.625%
HK$56,649
+HK$3,249/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,800/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,902
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,401
−HK$1,521/mo
Today · 4.125%
HK$58,922
baseline
▲ 0.50% · 4.625%
HK$62,028
+HK$3,106/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,844/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,853/mo
Today · 4.125%
HK$62,300
baseline
▲ 0.50% · 4.625%
HK$66,091
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,600/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,218
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,968
−HK$1,774/mo
Today · 4.125%
HK$68,742
baseline
▲ 0.50% · 4.625%
HK$72,365
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,484/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,374
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,718
−HK$2,382/mo
Today · 4.125%
HK$80,100
baseline
▲ 0.50% · 4.625%
HK$84,974
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,200/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,852
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,101
−HK$2,282/mo
Today · 4.125%
HK$88,383
baseline
▲ 0.50% · 4.625%
HK$93,041
+HK$4,658/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,766/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,643 · Scale 2, in force from 26 Feb 2026)