LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,875
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,323/mo
Today · 4.125%
HK$44,501
baseline
▲ 0.50% · 4.625%
HK$47,209
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,002/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,586
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,835
−HK$1,268/mo
Today · 4.125%
HK$49,103
baseline
▲ 0.50% · 4.625%
HK$51,691
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,206/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,251
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,814
−HK$1,588/mo
Today · 4.125%
HK$53,402
baseline
▲ 0.50% · 4.625%
HK$56,651
+HK$3,249/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,804/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,903
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,403
−HK$1,521/mo
Today · 4.125%
HK$58,924
baseline
▲ 0.50% · 4.625%
HK$62,029
+HK$3,105/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,848/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,626
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,449
−HK$1,853/mo
Today · 4.125%
HK$62,302
baseline
▲ 0.50% · 4.625%
HK$66,093
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,604/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,220
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,970
−HK$1,774/mo
Today · 4.125%
HK$68,744
baseline
▲ 0.50% · 4.625%
HK$72,368
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,488/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,376
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,721
−HK$2,382/mo
Today · 4.125%
HK$80,103
baseline
▲ 0.50% · 4.625%
HK$84,977
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,206/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,855
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,104
−HK$2,281/mo
Today · 4.125%
HK$88,385
baseline
▲ 0.50% · 4.625%
HK$93,044
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,770/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,665 · Scale 2, in force from 26 Feb 2026)