LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,877
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,179
−HK$1,324/mo
Today · 4.125%
HK$44,503
baseline
▲ 0.50% · 4.625%
HK$47,211
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,006/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,588
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,268/mo
Today · 4.125%
HK$49,105
baseline
▲ 0.50% · 4.625%
HK$51,693
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,210/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,252
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,815
−HK$1,588/mo
Today · 4.125%
HK$53,403
baseline
▲ 0.50% · 4.625%
HK$56,653
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,806/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,905
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,404
−HK$1,521/mo
Today · 4.125%
HK$58,925
baseline
▲ 0.50% · 4.625%
HK$62,031
+HK$3,106/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,850/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,451
−HK$1,853/mo
Today · 4.125%
HK$62,304
baseline
▲ 0.50% · 4.625%
HK$66,095
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,608/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,223
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,972
−HK$1,774/mo
Today · 4.125%
HK$68,746
baseline
▲ 0.50% · 4.625%
HK$72,370
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,492/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,378
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,723
−HK$2,382/mo
Today · 4.125%
HK$80,105
baseline
▲ 0.50% · 4.625%
HK$84,979
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,210/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,858
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$86,107
−HK$2,281/mo
Today · 4.125%
HK$88,388
baseline
▲ 0.50% · 4.625%
HK$93,047
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,776/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,687 · Scale 2, in force from 26 Feb 2026)