LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,878
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,180
−HK$1,324/mo
Today · 4.125%
HK$44,504
baseline
▲ 0.50% · 4.625%
HK$47,212
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,008/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,588
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,838
−HK$1,267/mo
Today · 4.125%
HK$49,105
baseline
▲ 0.50% · 4.625%
HK$51,694
+HK$2,589/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,210/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,253
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,816
−HK$1,588/mo
Today · 4.125%
HK$53,404
baseline
▲ 0.50% · 4.625%
HK$56,654
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,808/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,906
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,521/mo
Today · 4.125%
HK$58,926
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,852/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,629
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,853/mo
Today · 4.125%
HK$62,305
baseline
▲ 0.50% · 4.625%
HK$66,096
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,610/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,224
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,973
−HK$1,775/mo
Today · 4.125%
HK$68,748
baseline
▲ 0.50% · 4.625%
HK$72,371
+HK$3,623/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,496/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,380
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,724
−HK$2,383/mo
Today · 4.125%
HK$80,107
baseline
▲ 0.50% · 4.625%
HK$84,981
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,214/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,859
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,108
−HK$2,282/mo
Today · 4.125%
HK$88,390
baseline
▲ 0.50% · 4.625%
HK$93,049
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,780/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,699 · Scale 2, in force from 26 Feb 2026)