LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,879
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,181
−HK$1,324/mo
Today · 4.125%
HK$44,505
baseline
▲ 0.50% · 4.625%
HK$47,213
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,010/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,590
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,839
−HK$1,268/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$51,695
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,254
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,818
−HK$1,588/mo
Today · 4.125%
HK$53,406
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$3,249/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,812/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,907
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,407
−HK$1,521/mo
Today · 4.125%
HK$58,928
baseline
▲ 0.50% · 4.625%
HK$62,034
+HK$3,106/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,856/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,630
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,454
−HK$1,853/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$66,098
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,225
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,975
−HK$1,774/mo
Today · 4.125%
HK$68,749
baseline
▲ 0.50% · 4.625%
HK$72,373
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,498/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,382
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,726
−HK$2,383/mo
Today · 4.125%
HK$80,109
baseline
▲ 0.50% · 4.625%
HK$84,983
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,218/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,861
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,110
−HK$2,282/mo
Today · 4.125%
HK$88,392
baseline
▲ 0.50% · 4.625%
HK$93,051
+HK$4,659/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,784/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,717 · Scale 2, in force from 26 Feb 2026)