LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,879
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,182
−HK$1,323/mo
Today · 4.125%
HK$44,505
baseline
▲ 0.50% · 4.625%
HK$47,214
+HK$2,709/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,010/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,590
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,840
−HK$1,267/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$51,696
+HK$2,589/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,255
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,818
−HK$1,589/mo
Today · 4.125%
HK$53,407
baseline
▲ 0.50% · 4.625%
HK$56,656
+HK$3,249/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,814/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,908
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,408
−HK$1,521/mo
Today · 4.125%
HK$58,929
baseline
▲ 0.50% · 4.625%
HK$62,035
+HK$3,106/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,858/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,631
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,455
−HK$1,853/mo
Today · 4.125%
HK$62,308
baseline
▲ 0.50% · 4.625%
HK$66,099
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,616/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,226
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,976
−HK$1,774/mo
Today · 4.125%
HK$68,750
baseline
▲ 0.50% · 4.625%
HK$72,374
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,500/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,383
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,728
−HK$2,382/mo
Today · 4.125%
HK$80,110
baseline
▲ 0.50% · 4.625%
HK$84,984
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,220/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,862
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,112
−HK$2,281/mo
Today · 4.125%
HK$88,393
baseline
▲ 0.50% · 4.625%
HK$93,053
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,786/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,727 · Scale 2, in force from 26 Feb 2026)