LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,880
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,324/mo
Today · 4.125%
HK$44,507
baseline
▲ 0.50% · 4.625%
HK$47,215
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,014/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,591
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,268/mo
Today · 4.125%
HK$49,109
baseline
▲ 0.50% · 4.625%
HK$51,697
+HK$2,588/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,218/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,256
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,588/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,658
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,910
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,409
−HK$1,521/mo
Today · 4.125%
HK$58,930
baseline
▲ 0.50% · 4.625%
HK$62,037
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,860/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,456
−HK$1,853/mo
Today · 4.125%
HK$62,309
baseline
▲ 0.50% · 4.625%
HK$66,100
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,618/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,228
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,977
−HK$1,775/mo
Today · 4.125%
HK$68,752
baseline
▲ 0.50% · 4.625%
HK$72,376
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,504/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,384
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,729
−HK$2,383/mo
Today · 4.125%
HK$80,112
baseline
▲ 0.50% · 4.625%
HK$84,986
+HK$4,874/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,224/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,864
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,114
−HK$2,281/mo
Today · 4.125%
HK$88,395
baseline
▲ 0.50% · 4.625%
HK$93,055
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,790/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,743 · Scale 2, in force from 26 Feb 2026)