LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,883
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,186
−HK$1,324/mo
Today · 4.125%
HK$44,510
baseline
▲ 0.50% · 4.625%
HK$47,218
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,020/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,595
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,844
−HK$1,268/mo
Today · 4.125%
HK$49,112
baseline
▲ 0.50% · 4.625%
HK$51,701
+HK$2,589/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,224/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,260
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,823
−HK$1,589/mo
Today · 4.125%
HK$53,412
baseline
▲ 0.50% · 4.625%
HK$56,662
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,824/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,914
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,413
−HK$1,521/mo
Today · 4.125%
HK$58,934
baseline
▲ 0.50% · 4.625%
HK$62,041
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,868/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,637
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,460
−HK$1,854/mo
Today · 4.125%
HK$62,314
baseline
▲ 0.50% · 4.625%
HK$66,105
+HK$3,791/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,628/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,233
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,982
−HK$1,775/mo
Today · 4.125%
HK$68,757
baseline
▲ 0.50% · 4.625%
HK$72,381
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,514/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,390
−HK$4,727/mo
▼ 0.25% · 3.875%
HK$77,735
−HK$2,382/mo
Today · 4.125%
HK$80,117
baseline
▲ 0.50% · 4.625%
HK$84,992
+HK$4,875/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,234/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,870
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,120
−HK$2,282/mo
Today · 4.125%
HK$88,402
baseline
▲ 0.50% · 4.625%
HK$93,062
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,804/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,792 · Scale 2, in force from 26 Feb 2026)