LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,887
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,190
−HK$1,324/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$47,222
+HK$2,708/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,599
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,849
−HK$1,268/mo
Today · 4.125%
HK$49,117
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,589/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,234/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,265
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,828
−HK$1,589/mo
Today · 4.125%
HK$53,417
baseline
▲ 0.50% · 4.625%
HK$56,667
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,834/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,919
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,419
−HK$1,521/mo
Today · 4.125%
HK$58,940
baseline
▲ 0.50% · 4.625%
HK$62,047
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,880/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,642
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,466
−HK$1,853/mo
Today · 4.125%
HK$62,319
baseline
▲ 0.50% · 4.625%
HK$66,111
+HK$3,792/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,638/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,239
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,988
−HK$1,775/mo
Today · 4.125%
HK$68,763
baseline
▲ 0.50% · 4.625%
HK$72,388
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,526/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,397
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,742
−HK$2,383/mo
Today · 4.125%
HK$80,125
baseline
▲ 0.50% · 4.625%
HK$85,000
+HK$4,875/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,250/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,878
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,128
−HK$2,282/mo
Today · 4.125%
HK$88,410
baseline
▲ 0.50% · 4.625%
HK$93,070
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,820/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,856 · Scale 2, in force from 26 Feb 2026)