LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,889
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,192
−HK$1,323/mo
Today · 4.125%
HK$44,515
baseline
▲ 0.50% · 4.625%
HK$47,224
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,030/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,601
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,850
−HK$1,268/mo
Today · 4.125%
HK$49,118
baseline
▲ 0.50% · 4.625%
HK$51,707
+HK$2,589/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,236/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,266
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,830
−HK$1,588/mo
Today · 4.125%
HK$53,418
baseline
▲ 0.50% · 4.625%
HK$56,669
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,836/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,921
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,421
−HK$1,521/mo
Today · 4.125%
HK$58,942
baseline
▲ 0.50% · 4.625%
HK$62,049
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,884/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,644
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,468
−HK$1,853/mo
Today · 4.125%
HK$62,321
baseline
▲ 0.50% · 4.625%
HK$66,114
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,642/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,241
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,991
−HK$1,775/mo
Today · 4.125%
HK$68,766
baseline
▲ 0.50% · 4.625%
HK$72,390
+HK$3,624/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,532/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,399
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,745
−HK$2,383/mo
Today · 4.125%
HK$80,128
baseline
▲ 0.50% · 4.625%
HK$85,003
+HK$4,875/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,256/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,881
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,131
−HK$2,282/mo
Today · 4.125%
HK$88,413
baseline
▲ 0.50% · 4.625%
HK$93,073
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,826/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,880 · Scale 2, in force from 26 Feb 2026)