LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,890
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,324/mo
Today · 4.125%
HK$44,517
baseline
▲ 0.50% · 4.625%
HK$47,225
+HK$2,708/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,034/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,602
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,268/mo
Today · 4.125%
HK$49,120
baseline
▲ 0.50% · 4.625%
HK$51,709
+HK$2,589/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,240/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,268
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,831
−HK$1,589/mo
Today · 4.125%
HK$53,420
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,840/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,922
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,422
−HK$1,522/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,051
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,646
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,470
−HK$1,853/mo
Today · 4.125%
HK$62,323
baseline
▲ 0.50% · 4.625%
HK$66,116
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,646/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,243
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,993
−HK$1,775/mo
Today · 4.125%
HK$68,768
baseline
▲ 0.50% · 4.625%
HK$72,393
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,536/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,402
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,747
−HK$2,383/mo
Today · 4.125%
HK$80,130
baseline
▲ 0.50% · 4.625%
HK$85,006
+HK$4,876/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,260/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,884
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,133
−HK$2,283/mo
Today · 4.125%
HK$88,416
baseline
▲ 0.50% · 4.625%
HK$93,076
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,832/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,901 · Scale 2, in force from 26 Feb 2026)