LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,891
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,194
−HK$1,324/mo
Today · 4.125%
HK$44,518
baseline
▲ 0.50% · 4.625%
HK$47,227
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,036/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,603
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,853
−HK$1,268/mo
Today · 4.125%
HK$49,121
baseline
▲ 0.50% · 4.625%
HK$51,710
+HK$2,589/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,242/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,269
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,833
−HK$1,588/mo
Today · 4.125%
HK$53,421
baseline
▲ 0.50% · 4.625%
HK$56,672
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,842/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,924
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,424
−HK$1,521/mo
Today · 4.125%
HK$58,945
baseline
▲ 0.50% · 4.625%
HK$62,052
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,890/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,854/mo
Today · 4.125%
HK$62,325
baseline
▲ 0.50% · 4.625%
HK$66,117
+HK$3,792/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,650/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,244
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,994
−HK$1,775/mo
Today · 4.125%
HK$68,769
baseline
▲ 0.50% · 4.625%
HK$72,394
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,538/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,404
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,749
−HK$2,383/mo
Today · 4.125%
HK$80,132
baseline
▲ 0.50% · 4.625%
HK$85,008
+HK$4,876/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,264/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,886
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,135
−HK$2,283/mo
Today · 4.125%
HK$88,418
baseline
▲ 0.50% · 4.625%
HK$93,078
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,836/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,917 · Scale 2, in force from 26 Feb 2026)