LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,892
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,195
−HK$1,324/mo
Today · 4.125%
HK$44,519
baseline
▲ 0.50% · 4.625%
HK$47,228
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,038/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,604
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,854
−HK$1,268/mo
Today · 4.125%
HK$49,122
baseline
▲ 0.50% · 4.625%
HK$51,711
+HK$2,589/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,244/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,270
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,834
−HK$1,589/mo
Today · 4.125%
HK$53,423
baseline
▲ 0.50% · 4.625%
HK$56,673
+HK$3,250/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,846/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,925
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,425
−HK$1,522/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,054
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,649
−HK$3,677/mo
▼ 0.25% · 3.875%
HK$60,473
−HK$1,853/mo
Today · 4.125%
HK$62,326
baseline
▲ 0.50% · 4.625%
HK$66,119
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,652/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,246
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,996
−HK$1,775/mo
Today · 4.125%
HK$68,771
baseline
▲ 0.50% · 4.625%
HK$72,396
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,542/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,405
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,751
−HK$2,383/mo
Today · 4.125%
HK$80,134
baseline
▲ 0.50% · 4.625%
HK$85,010
+HK$4,876/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,268/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,888
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,138
−HK$2,282/mo
Today · 4.125%
HK$88,420
baseline
▲ 0.50% · 4.625%
HK$93,081
+HK$4,661/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,840/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,934 · Scale 2, in force from 26 Feb 2026)