LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,892
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,195
−HK$1,324/mo
Today · 4.125%
HK$44,519
baseline
▲ 0.50% · 4.625%
HK$47,228
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,038/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,605
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,855
−HK$1,268/mo
Today · 4.125%
HK$49,123
baseline
▲ 0.50% · 4.625%
HK$51,712
+HK$2,589/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,246/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,271
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,834
−HK$1,589/mo
Today · 4.125%
HK$53,423
baseline
▲ 0.50% · 4.625%
HK$56,674
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,846/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,926
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,426
−HK$1,521/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,054
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,649
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,473
−HK$1,854/mo
Today · 4.125%
HK$62,327
baseline
▲ 0.50% · 4.625%
HK$66,119
+HK$3,792/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,654/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,247
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$66,996
−HK$1,776/mo
Today · 4.125%
HK$68,772
baseline
▲ 0.50% · 4.625%
HK$72,397
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,544/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,406
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,752
−HK$2,383/mo
Today · 4.125%
HK$80,135
baseline
▲ 0.50% · 4.625%
HK$85,011
+HK$4,876/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$160,270/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,888
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,138
−HK$2,283/mo
Today · 4.125%
HK$88,421
baseline
▲ 0.50% · 4.625%
HK$93,081
+HK$4,660/mo
Deposit HK$1.84M · loan HK$16.53M · min. income ≈ HK$176,842/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,940 · Scale 2, in force from 26 Feb 2026)