LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,894
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,324/mo
Today · 4.125%
HK$44,522
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,044/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,607
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,268/mo
Today · 4.125%
HK$49,125
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,250/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,273
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,837
−HK$1,589/mo
Today · 4.125%
HK$53,426
baseline
▲ 0.50% · 4.625%
HK$56,677
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,852/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,929
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,429
−HK$1,521/mo
Today · 4.125%
HK$58,950
baseline
▲ 0.50% · 4.625%
HK$62,058
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,900/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,652
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,477
−HK$1,853/mo
Today · 4.125%
HK$62,330
baseline
▲ 0.50% · 4.625%
HK$66,123
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,660/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,250
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,000
−HK$1,775/mo
Today · 4.125%
HK$68,775
baseline
▲ 0.50% · 4.625%
HK$72,401
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,550/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,410
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,756
−HK$2,383/mo
Today · 4.125%
HK$80,139
baseline
▲ 0.50% · 4.625%
HK$85,015
+HK$4,876/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,278/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,893
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,143
−HK$2,282/mo
Today · 4.125%
HK$88,425
baseline
▲ 0.50% · 4.625%
HK$93,086
+HK$4,661/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,850/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$688,977 · Scale 2, in force from 26 Feb 2026)