LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,896
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,199
−HK$1,324/mo
Today · 4.125%
HK$44,523
baseline
▲ 0.50% · 4.625%
HK$47,233
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,046/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,609
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,859
−HK$1,268/mo
Today · 4.125%
HK$49,127
baseline
▲ 0.50% · 4.625%
HK$51,717
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,254/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,275
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,839
−HK$1,589/mo
Today · 4.125%
HK$53,428
baseline
▲ 0.50% · 4.625%
HK$56,679
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,856/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,931
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,431
−HK$1,522/mo
Today · 4.125%
HK$58,953
baseline
▲ 0.50% · 4.625%
HK$62,060
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,906/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,655
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,479
−HK$1,854/mo
Today · 4.125%
HK$62,333
baseline
▲ 0.50% · 4.625%
HK$66,126
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,666/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,253
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,003
−HK$1,775/mo
Today · 4.125%
HK$68,778
baseline
▲ 0.50% · 4.625%
HK$72,404
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,556/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,413
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,759
−HK$2,383/mo
Today · 4.125%
HK$80,142
baseline
▲ 0.50% · 4.625%
HK$85,019
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,284/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,896
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,146
−HK$2,283/mo
Today · 4.125%
HK$88,429
baseline
▲ 0.50% · 4.625%
HK$93,090
+HK$4,661/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,858/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,005 · Scale 2, in force from 26 Feb 2026)