LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,897
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,200
−HK$1,324/mo
Today · 4.125%
HK$44,524
baseline
▲ 0.50% · 4.625%
HK$47,234
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,048/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,610
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,860
−HK$1,268/mo
Today · 4.125%
HK$49,128
baseline
▲ 0.50% · 4.625%
HK$51,718
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,256/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,277
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,840
−HK$1,589/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,932
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,432
−HK$1,522/mo
Today · 4.125%
HK$58,954
baseline
▲ 0.50% · 4.625%
HK$62,062
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,908/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,656
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,481
−HK$1,853/mo
Today · 4.125%
HK$62,334
baseline
▲ 0.50% · 4.625%
HK$66,127
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,668/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,254
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,004
−HK$1,776/mo
Today · 4.125%
HK$68,780
baseline
▲ 0.50% · 4.625%
HK$72,405
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,560/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,415
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,761
−HK$2,383/mo
Today · 4.125%
HK$80,144
baseline
▲ 0.50% · 4.625%
HK$85,021
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,288/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,898
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,148
−HK$2,283/mo
Today · 4.125%
HK$88,431
baseline
▲ 0.50% · 4.625%
HK$93,092
+HK$4,661/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,862/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,021 · Scale 2, in force from 26 Feb 2026)