LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,898
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,201
−HK$1,324/mo
Today · 4.125%
HK$44,525
baseline
▲ 0.50% · 4.625%
HK$47,234
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,050/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,611
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,861
−HK$1,268/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$51,719
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,277
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,841
−HK$1,589/mo
Today · 4.125%
HK$53,430
baseline
▲ 0.50% · 4.625%
HK$56,681
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,860/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,933
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,433
−HK$1,522/mo
Today · 4.125%
HK$58,955
baseline
▲ 0.50% · 4.625%
HK$62,063
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,910/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,657
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,853/mo
Today · 4.125%
HK$62,335
baseline
▲ 0.50% · 4.625%
HK$66,128
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,670/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,255
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,005
−HK$1,776/mo
Today · 4.125%
HK$68,781
baseline
▲ 0.50% · 4.625%
HK$72,406
+HK$3,625/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,562/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,416
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,762
−HK$2,383/mo
Today · 4.125%
HK$80,145
baseline
▲ 0.50% · 4.625%
HK$85,022
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,290/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,900
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,150
−HK$2,282/mo
Today · 4.125%
HK$88,432
baseline
▲ 0.50% · 4.625%
HK$93,094
+HK$4,662/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,864/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,032 · Scale 2, in force from 26 Feb 2026)