LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,899
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,203
−HK$1,324/mo
Today · 4.125%
HK$44,527
baseline
▲ 0.50% · 4.625%
HK$47,236
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,054/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,613
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,863
−HK$1,268/mo
Today · 4.125%
HK$49,131
baseline
▲ 0.50% · 4.625%
HK$51,721
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,262/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,279
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,843
−HK$1,589/mo
Today · 4.125%
HK$53,432
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$106,864/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,935
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,435
−HK$1,522/mo
Today · 4.125%
HK$58,957
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.02M · min. income ≈ HK$117,914/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,659
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,484
−HK$1,853/mo
Today · 4.125%
HK$62,337
baseline
▲ 0.50% · 4.625%
HK$66,130
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,674/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,258
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,008
−HK$1,775/mo
Today · 4.125%
HK$68,783
baseline
▲ 0.50% · 4.625%
HK$72,409
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,566/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,419
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,765
−HK$2,383/mo
Today · 4.125%
HK$80,148
baseline
▲ 0.50% · 4.625%
HK$85,025
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,296/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,903
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,153
−HK$2,283/mo
Today · 4.125%
HK$88,436
baseline
▲ 0.50% · 4.625%
HK$93,097
+HK$4,661/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,872/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,056 · Scale 2, in force from 26 Feb 2026)