LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,900
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,204
−HK$1,324/mo
Today · 4.125%
HK$44,528
baseline
▲ 0.50% · 4.625%
HK$47,237
+HK$2,709/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,056/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,614
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,864
−HK$1,268/mo
Today · 4.125%
HK$49,132
baseline
▲ 0.50% · 4.625%
HK$51,722
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,264/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,281
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,845
−HK$1,589/mo
Today · 4.125%
HK$53,434
baseline
▲ 0.50% · 4.625%
HK$56,685
+HK$3,251/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,868/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,937
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,437
−HK$1,522/mo
Today · 4.125%
HK$58,959
baseline
▲ 0.50% · 4.625%
HK$62,066
+HK$3,107/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,918/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,661
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,485
−HK$1,854/mo
Today · 4.125%
HK$62,339
baseline
▲ 0.50% · 4.625%
HK$66,132
+HK$3,793/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,678/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,259
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,010
−HK$1,775/mo
Today · 4.125%
HK$68,785
baseline
▲ 0.50% · 4.625%
HK$72,411
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,570/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,421
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,767
−HK$2,383/mo
Today · 4.125%
HK$80,150
baseline
▲ 0.50% · 4.625%
HK$85,027
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,300/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,905
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,155
−HK$2,283/mo
Today · 4.125%
HK$88,438
baseline
▲ 0.50% · 4.625%
HK$93,100
+HK$4,662/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,876/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,075 · Scale 2, in force from 26 Feb 2026)