LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,902
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,324/mo
Today · 4.125%
HK$44,529
baseline
▲ 0.50% · 4.625%
HK$47,239
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,058/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,615
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,866
−HK$1,268/mo
Today · 4.125%
HK$49,134
baseline
▲ 0.50% · 4.625%
HK$51,724
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,268/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,846
−HK$1,589/mo
Today · 4.125%
HK$53,435
baseline
▲ 0.50% · 4.625%
HK$56,687
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,870/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,938
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,439
−HK$1,522/mo
Today · 4.125%
HK$58,961
baseline
▲ 0.50% · 4.625%
HK$62,069
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,922/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,678/mo
▼ 0.25% · 3.875%
HK$60,487
−HK$1,854/mo
Today · 4.125%
HK$62,341
baseline
▲ 0.50% · 4.625%
HK$66,135
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,682/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,262
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$67,012
−HK$1,775/mo
Today · 4.125%
HK$68,787
baseline
▲ 0.50% · 4.625%
HK$72,413
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,574/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,423
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,769
−HK$2,384/mo
Today · 4.125%
HK$80,153
baseline
▲ 0.50% · 4.625%
HK$85,030
+HK$4,877/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,306/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,908
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,158
−HK$2,283/mo
Today · 4.125%
HK$88,441
baseline
▲ 0.50% · 4.625%
HK$93,103
+HK$4,662/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,882/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,098 · Scale 2, in force from 26 Feb 2026)