LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,906
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,210
−HK$1,324/mo
Today · 4.125%
HK$44,534
baseline
▲ 0.50% · 4.625%
HK$47,244
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,068/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,621
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,871
−HK$1,268/mo
Today · 4.125%
HK$49,139
baseline
▲ 0.50% · 4.625%
HK$51,729
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,278/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,288
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,852
−HK$1,589/mo
Today · 4.125%
HK$53,441
baseline
▲ 0.50% · 4.625%
HK$56,693
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,882/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,945
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,445
−HK$1,522/mo
Today · 4.125%
HK$58,967
baseline
▲ 0.50% · 4.625%
HK$62,075
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,934/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,669
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,494
−HK$1,854/mo
Today · 4.125%
HK$62,348
baseline
▲ 0.50% · 4.625%
HK$66,142
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$124,696/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,269
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,019
−HK$1,776/mo
Today · 4.125%
HK$68,795
baseline
▲ 0.50% · 4.625%
HK$72,421
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.86M · min. income ≈ HK$137,590/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,432
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,778
−HK$2,384/mo
Today · 4.125%
HK$80,162
baseline
▲ 0.50% · 4.625%
HK$85,040
+HK$4,878/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,324/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,917
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,168
−HK$2,283/mo
Today · 4.125%
HK$88,451
baseline
▲ 0.50% · 4.625%
HK$93,113
+HK$4,662/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,902/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,174 · Scale 2, in force from 26 Feb 2026)