LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,912
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,324/mo
Today · 4.125%
HK$44,540
baseline
▲ 0.50% · 4.625%
HK$47,250
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,080/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,626
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,877
−HK$1,269/mo
Today · 4.125%
HK$49,146
baseline
▲ 0.50% · 4.625%
HK$51,736
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,292/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,294
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,859
−HK$1,589/mo
Today · 4.125%
HK$53,448
baseline
▲ 0.50% · 4.625%
HK$56,700
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,896/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,952
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,452
−HK$1,523/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,083
+HK$3,108/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,677
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,502
−HK$1,854/mo
Today · 4.125%
HK$62,356
baseline
▲ 0.50% · 4.625%
HK$66,150
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,712/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,277
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,028
−HK$1,776/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,431
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,441
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,788
−HK$2,384/mo
Today · 4.125%
HK$80,172
baseline
▲ 0.50% · 4.625%
HK$85,050
+HK$4,878/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,344/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,928
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,179
−HK$2,283/mo
Today · 4.125%
HK$88,462
baseline
▲ 0.50% · 4.625%
HK$93,125
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,924/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,262 · Scale 2, in force from 26 Feb 2026)