LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,912
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,216
−HK$1,325/mo
Today · 4.125%
HK$44,541
baseline
▲ 0.50% · 4.625%
HK$47,251
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,082/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,627
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,878
−HK$1,268/mo
Today · 4.125%
HK$49,146
baseline
▲ 0.50% · 4.625%
HK$51,737
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,292/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,295
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,859
−HK$1,590/mo
Today · 4.125%
HK$53,449
baseline
▲ 0.50% · 4.625%
HK$56,701
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,898/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,953
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,453
−HK$1,522/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,084
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,677
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,503
−HK$1,854/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,714/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,278
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,029
−HK$1,776/mo
Today · 4.125%
HK$68,805
baseline
▲ 0.50% · 4.625%
HK$72,431
+HK$3,626/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,610/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,442
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,789
−HK$2,384/mo
Today · 4.125%
HK$80,173
baseline
▲ 0.50% · 4.625%
HK$85,051
+HK$4,878/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,346/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,929
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,180
−HK$2,283/mo
Today · 4.125%
HK$88,463
baseline
▲ 0.50% · 4.625%
HK$93,126
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,926/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,271 · Scale 2, in force from 26 Feb 2026)