LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,914
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,325/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$47,253
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,629
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,880
−HK$1,269/mo
Today · 4.125%
HK$49,149
baseline
▲ 0.50% · 4.625%
HK$51,739
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,298/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,297
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,862
−HK$1,589/mo
Today · 4.125%
HK$53,451
baseline
▲ 0.50% · 4.625%
HK$56,704
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,902/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,955
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,456
−HK$1,522/mo
Today · 4.125%
HK$58,978
baseline
▲ 0.50% · 4.625%
HK$62,087
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,956/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,680
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,505
−HK$1,855/mo
Today · 4.125%
HK$62,360
baseline
▲ 0.50% · 4.625%
HK$66,154
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,720/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,281
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,032
−HK$1,776/mo
Today · 4.125%
HK$68,808
baseline
▲ 0.50% · 4.625%
HK$72,435
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,616/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,446
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,793
−HK$2,384/mo
Today · 4.125%
HK$80,177
baseline
▲ 0.50% · 4.625%
HK$85,056
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,354/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,933
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,184
−HK$2,283/mo
Today · 4.125%
HK$88,467
baseline
▲ 0.50% · 4.625%
HK$93,131
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,934/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,304 · Scale 2, in force from 26 Feb 2026)