LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,915
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,325/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$47,253
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,630
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,880
−HK$1,269/mo
Today · 4.125%
HK$49,149
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,298/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,298
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,862
−HK$1,590/mo
Today · 4.125%
HK$53,452
baseline
▲ 0.50% · 4.625%
HK$56,704
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,904/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,956
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,456
−HK$1,523/mo
Today · 4.125%
HK$58,979
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,958/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,679/mo
▼ 0.25% · 3.875%
HK$60,506
−HK$1,854/mo
Today · 4.125%
HK$62,360
baseline
▲ 0.50% · 4.625%
HK$66,155
+HK$3,795/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,720/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,282
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$67,032
−HK$1,776/mo
Today · 4.125%
HK$68,808
baseline
▲ 0.50% · 4.625%
HK$72,435
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,616/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,446
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,793
−HK$2,385/mo
Today · 4.125%
HK$80,178
baseline
▲ 0.50% · 4.625%
HK$85,056
+HK$4,878/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,356/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,933
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,184
−HK$2,284/mo
Today · 4.125%
HK$88,468
baseline
▲ 0.50% · 4.625%
HK$93,131
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,936/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,309 · Scale 2, in force from 26 Feb 2026)