LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,915
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,219
−HK$1,325/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$47,254
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,630
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,881
−HK$1,269/mo
Today · 4.125%
HK$49,150
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,590/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,300/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,298
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,863
−HK$1,589/mo
Today · 4.125%
HK$53,452
baseline
▲ 0.50% · 4.625%
HK$56,705
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,904/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,956
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,457
−HK$1,522/mo
Today · 4.125%
HK$58,979
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,958/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,507
−HK$1,854/mo
Today · 4.125%
HK$62,361
baseline
▲ 0.50% · 4.625%
HK$66,156
+HK$3,795/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,722/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,282
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,033
−HK$1,776/mo
Today · 4.125%
HK$68,809
baseline
▲ 0.50% · 4.625%
HK$72,436
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,618/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,447
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,794
−HK$2,385/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$85,057
+HK$4,878/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,934
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,186
−HK$2,283/mo
Today · 4.125%
HK$88,469
baseline
▲ 0.50% · 4.625%
HK$93,133
+HK$4,664/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,938/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,318 · Scale 2, in force from 26 Feb 2026)