LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,916
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,219
−HK$1,325/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$47,254
+HK$2,710/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,631
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,881
−HK$1,269/mo
Today · 4.125%
HK$49,150
baseline
▲ 0.50% · 4.625%
HK$51,741
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,300/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,299
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,863
−HK$1,590/mo
Today · 4.125%
HK$53,453
baseline
▲ 0.50% · 4.625%
HK$56,705
+HK$3,252/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,906/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,957
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,458
−HK$1,522/mo
Today · 4.125%
HK$58,980
baseline
▲ 0.50% · 4.625%
HK$62,089
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,960/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,682
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,507
−HK$1,855/mo
Today · 4.125%
HK$62,362
baseline
▲ 0.50% · 4.625%
HK$66,156
+HK$3,794/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,724/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,283
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,034
−HK$1,776/mo
Today · 4.125%
HK$68,810
baseline
▲ 0.50% · 4.625%
HK$72,437
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,620/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,448
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,795
−HK$2,384/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$85,058
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,935
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,186
−HK$2,284/mo
Today · 4.125%
HK$88,470
baseline
▲ 0.50% · 4.625%
HK$93,133
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,940/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,324 · Scale 2, in force from 26 Feb 2026)