LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,916
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,220
−HK$1,324/mo
Today · 4.125%
HK$44,544
baseline
▲ 0.50% · 4.625%
HK$47,255
+HK$2,711/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$89,088/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,631
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,882
−HK$1,268/mo
Today · 4.125%
HK$49,150
baseline
▲ 0.50% · 4.625%
HK$51,741
+HK$2,591/mo
Deposit HK$9.19M · loan HK$9.19M · min. income ≈ HK$98,300/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,299
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,864
−HK$1,589/mo
Today · 4.125%
HK$53,453
baseline
▲ 0.50% · 4.625%
HK$56,706
+HK$3,253/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$106,906/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,957
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,458
−HK$1,522/mo
Today · 4.125%
HK$58,980
baseline
▲ 0.50% · 4.625%
HK$62,089
+HK$3,109/mo
Deposit HK$7.35M · loan HK$11.03M · min. income ≈ HK$117,960/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,682
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,508
−HK$1,854/mo
Today · 4.125%
HK$62,362
baseline
▲ 0.50% · 4.625%
HK$66,157
+HK$3,795/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,724/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,284
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$67,034
−HK$1,777/mo
Today · 4.125%
HK$68,811
baseline
▲ 0.50% · 4.625%
HK$72,438
+HK$3,627/mo
Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$137,622/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,449
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,796
−HK$2,384/mo
Today · 4.125%
HK$80,180
baseline
▲ 0.50% · 4.625%
HK$85,059
+HK$4,879/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$160,360/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,936
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,187
−HK$2,284/mo
Today · 4.125%
HK$88,471
baseline
▲ 0.50% · 4.625%
HK$93,134
+HK$4,663/mo
Deposit HK$1.84M · loan HK$16.54M · min. income ≈ HK$176,942/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$689,330 · Scale 2, in force from 26 Feb 2026)